Application for Professional Malpractice and General Liability Insurance

Annual Cost: $220 + admin fee + tax

PROFESSIONAL LIABILITY INSURANCE

Protects you from allegations of errors, omissions, or negligence committed within the scope of your professional activities as a Reflexologist certified by the OCR. Features include:

Coverage for your legal costs, damages, and settlements;

Coverage for additional modalities subject to insurer approval;

Coverage for corporate entities subject to insurer approval;

Legal expense coverage for regulatory proceedings ($50,000 policy limit);

Legal expense coverage for criminal proceedings ($25,000 policy limit provided on a reimbursement basis);

Loss of earnings incurred while assisting insurer during investigation or defence of a claim ($500 per day policy limit).

Complimentary 2 year Discovery Period coverage upon retirement (i.e., to report claims for past services rendered to insurer after policy lapse);

Retroactive coverage for past Reflexology services (provided while continuously insured with a previous insurer);

And more.

COMMERCIAL GENERAL LIABILITY (CGL) INSURANCE

Defends you against third-party claims of bodily injury, property damage, and reputational harm caused by your general operations. Insures you for incidents occurring all across Canada including client/patient sites, your office/clinic and neutral sites. Common examples of CGL claims include: “slip and fall” accidents; allegations of damages caused by libel and/or slander; property damage of expensive third party owned equipment; etc.

PRIVACY BREACH INSURANCE

Protects you if you suspect or become aware of a third party breach of your client’s sensitive information entrusted to you. Features include:

Coverage for your legal costs, damages, and settlements;

Coverage included for remediation services, including: client notification costs; breach counselling; PR consulting and crisis management; forensic investigation costs, etc.

PROPERTY INSURANCE

Broad protection providing you with coverage for business-owned property that is lost, stolen or damaged by an insured peril on a replacement cost basis. Standard policy limit options include: $5,000; $10,000 and $25,000. Higher limit options available upon request.

NEW – COMPLIMENTARY PROFESSIONAL LEGAL & HR ADVICE

Free access to proactive legal and HR counsel from certified lawyers and specialists through the Trisura Legal Helpline. Features include:

Services available in English and French from 8AM to midnight (local time), 7 days a week;

To access this benefit, simply have your policy number ready when you call;

Common examples of usage for this service include: attaining professional advice to address employee-employer related conflicts; managing tax-related issues with the CRA; understanding complex contract language; managing tenant-landlord issues, etc.

Unlimited access!

Insurance Purchase Options:

If you are currently insured with us, please do not use the following links to renew your insurance premiums.
You will be sent an invoice via email when due or ask us to send an updated invoice.

To sign up for insurance, please use the following table that meets your requirements.

Current Member	Insured	Sign Up	Comments
Yes	No	Signup Here	You just became a member but not insured
Yes	No	Signup Here	You are a current member but not insured (few months remaining on membership)
Yes	Yes	Signup Here	You are an insured member but would like to add options
Yes	Yes	Signup Here	Add/change modalities and add 3rd party (Landlord, etc)
No	No	Signup Here	Sign up for New Membership first
No	No	Signup Here	You are certified by a different school